UNDERINSURED MOTORIST CLAIMS

UNDERINSURED MOTORIST CLAIMS

Injured by a motorist with insufficient auto insurance?

If you are unfortunate enough to have been severely injured by a motorist who only has a very small insurance policy, your own underinsured motorist auto policy may be able to make up all or part of the difference.

The simple fact is that if the at-fault driver can’t afford to pay for larger car insurance policy limits, they likely don’t have money to pay for your past and future medical bills, income loss or pain and suffering damages either. When an underinsured driver causes a collision with your car, truck, motorcycle, bicycle, street legal golf cart or even if you are a pedestrian or a passenger in a vehicle, we can likely help you.

In such cases, we conduct a thorough investigation to see if the responsible driver really is underinsured. Just because the police report lists an insurance policy that has low limits, that does not mean there aren’t other policies applicable. Many times we have found the negligent driver was on the job or engaged in an errand for a person or company that was insured with higher limits at the time of the collision. If so, we track down any applicable commercial or other types of policies and pursue payment of your damages.

If the responsible driver really is underinsured, and you have uninsured/underinsured motorist coverage with your auto policy, we will file a claim through your own insurance company to get your damages paid. We have over 30 years experience obtaining top dollar pursuing underinsured motorist claims.

Remember, no recovery, no fee. We have every incentive to get you top dollar for your underinsured motorist claim!

Give us a call today!